The Safest and Most Affordable European Destination for American Expats

Considering a move to Europe as an American expat? This article will guide you through the safest and most affordable destinations, focusing on safety, affordability, and the immigration process.

Why Choose Europe?

For American expats, Europe offers a range of attractions, including safety, affordability, and a high quality of life. Unlike the United States, countries in Europe generally experience lower crime rates and stricter gun control laws, making them much safer places to live.

Safety Considerations

Every European country is safer than the US, with crime rates well below the average. Despite the occasional incident, the overall safety index is higher. This makes Europe an ideal destination for those looking for a secure and stable environment for settling down or starting a new life.

Cost of Living and Affordability

When it comes to cost of living, affordability varies widely across the continent. However, several countries offer a tempting balance between safety, lifestyle, and budget.

Potentially Affordant Options

Balkan Countries: Countries like Albania, Bosnia and Herzegovina, Kosovo, North Macedonia, and Montenegro often stand out for their low cost of living and friendly communities. Moldova and Ukraine: These countries are especially affordable and can offer a high standard of living for a fraction of the cost compared to larger Western European nations.

However, the key to affordability is often where you choose to live. Major cities like Barcelona, Madrid, and Berlin are more expensive, but rural areas and smaller towns can offer a high quality of life at a lower cost.

Immigration Process for American Expats

The path to immigration can be challenging, but there are several options that make it more manageable. Once you obtain citizenship, you can live in any EU member state. Here’s a closer look at the process:

Portugal's D7 and D2 Visa

Portugal offers a path to residency and ultimately citizenship through its D7 and D2 visas. To qualify, you need to prove sufficient income from real estate, pension, or an online business. This route is popular among retirees and digital nomads.

Czech Republic for Freelancers

The Czech Republic has a program specifically for freelancers. This program allows those with a self-employed visa to easily transition into residency and eventually citizenship. It’s a great option for independent workers and entrepreneurs.

UK Innovator Visa

If you are open to the idea of living in the UK, the Innovator Visa can be a practical option. It enables you to set up a business and potentially gain Indefinite Leave to Remain (ILR) within three years by paying a substantial business support fee and lawyer fees.

Spain and Portugal as Ideal Destinations

Spain and Portugal are often mentioned as prime options for American expats due to their appealing climates, cultural experiences, and relatively low cost of living.

Living Costs in Europe

Generally, living costs in Europe range from cheap to expensive, with Scandinavian countries like Norway, Denmark, and Sweden at the top of the cost ladder. If you're looking to keep your expenses down, consider living outside the capitals in countries like Poland, Romania, and Bulgaria, where you can live comfortably on a tighter budget.

Conclusion

Selecting the right European destination is a personal decision, but by considering factors such as safety, affordability, and the immigration process, you can make a well-informed choice. Whether you're looking to invest in real estate, start a business, or simply enjoy a peaceful life, Europe offers numerous opportunities for American expats.