How Much Can an Expat Save Living in Dubai with a Monthly Income of 17000 AED?

For expatriates living in Dubai, the cost of living can vary widely based on lifestyle, location, and personal choices. In this article, we break down potential expenses for someone earning a monthly income of 17000 AED, providing insights into how much they can save each month.

Cost Breakdown

Housing

Housing is typically the largest expense for expatriates in Dubai. The cost can vary significantly depending on the area and type of accommodation.

1-bedroom apartment in the city center: 6000 - 10000 AED 1-bedroom apartment outside the city center: 4000 - 7000 AED Average estimate: 7000 AED (mid-range city center)

Utilities

Utilities include electricity, water, cooling, and internet.

Electricity and water: 300 - 600 AED Internet: 300 - 500 AED Average estimate: 600 AED

Transportation

Transportation costs vary based on whether you use public transport or drive a private vehicle.

Public transport pass: 300 AED Car ownership (including fuel, insurance, and maintenance): 1000 - 2000 AED Average estimate: 800 AED (using public transport)

Groceries

Grocery costs can fluctuate based on dietary preferences.

Average monthly groceries: 1500 - 2500 AED Average estimate: 2000 AED

Dining Out

Eating out can be relatively expensive depending on frequency and restaurant choices.

Average monthly dining out (2-3 times per week): 1000 - 2000 AED Average estimate: 1500 AED

Entertainment and Leisure

This includes activities such as cinema, nightlife, and other leisure pursuits.

Average monthly entertainment: 1000 - 1500 AED Average estimate: 1250 AED

Healthcare and Insurance

Health insurance is crucial and can vary based on coverage.

Monthly health insurance: 500 - 1500 AED Average estimate: 1000 AED

Summary of Monthly Expenses

Expense Category Estimated Cost AED Housing 7000 Utilities 600 Transportation 800 Groceries 2000 Dining Out 1500 Entertainment 1250 Healthcare and Insurance 1000

Total Monthly Expenses: 14150 AED

Potential Savings

Given a monthly income of 17000 AED:

Total Monthly Income: 17000 AED Total Monthly Expenses: 14150 AED Estimated Savings: Savings Income - Expenses 17000 - 14150 2850 AED

Conclusion: As an expatriate in Dubai with a monthly income of 17000 AED, you could potentially save around 2850 AED each month, depending on your lifestyle choices and spending habits. Adjustments in housing, transportation, or entertainment can further increase your savings.